Financial planning built on trust, not transactions

The advisor who
actually knows
your situation.

Most people who work with Dave were sent by someone they already trust — a colleague, a physician they respect, a business partner. They arrive knowing what to expect: a planner who has prepared specifically for them, who will be direct about what they need, and who builds the kind of relationship where the work gets better every year.

Book a consultation About Dave
30+
Years in practice
Long-term
Relationships, not transactions
KAIZEN™
Proven planning process
Financial planning consultation
Tailored for incorporated professionals Physicians · Business owners · Lawyers · Architects & professionals
KAIZEN Financial Planning Process™ Corporate Retirement Planning Tax-Efficient Wealth Strategies Insurance Planning Estate & Legacy Planning Incorporated Professionals & Business Owners KAIZEN Financial Planning Process™ Corporate Retirement Planning Tax-Efficient Wealth Strategies Insurance Planning Estate & Legacy Planning Incorporated Professionals & Business Owners
Who Dave works with

The financial
complexity that comes
with your success.

The best client relationships Dave has built started with a referral from someone who already trusted him deeply. A physician who has sent a dozen colleagues over a decade. A business owner whose entire network knows Dave by name. An architect who introduced a colleague going through a major life transition.

What those referring clients are really saying is: this person will treat you the way he treats me. He'll know your situation before you walk in. He'll ask the right questions. And he'll still be there ten years from now.

Every person who contacts EverNorth comes in through that same door — someone's trust. That shapes how the work gets done, and it's why the relationships here tend to run deep and last a long time.

Incorporated physicians
Professional corporations · retained earnings · retirement from practice · protecting what you've built
Business owners
Corporate structure · succession planning · tax-efficient wealth extraction · legacy
Lawyers & professionals
Incorporated professionals with complex personal and corporate tax situations and no defined pension
Architects & independent professionals
Incorporated practice owners · significant life transitions · major financial events · referral relationships
Programs

Three programs.
One standard.

The program you're in reflects where you are financially — not a different tier of attention. Every engagement uses the same KAIZEN process and the same standard of planning.

01
Building a Foundation
You're incorporated, earning well, and starting to accumulate real assets. The decisions you make now about corporate structure, compensation, and savings will compound — for better or worse — for decades. Getting them right early matters.
Incorporated professionals building toward $1M in assets
02
Securing the Future
You've crossed $1M in assets, you're earning $250K+, and the planning has become genuinely complex. Corporate retained earnings, personal tax optimization, insurance structures, and a retirement built without a pension — this is where a comprehensive plan pays for itself many times over.
$1M–$5M in investable assets · $250K+ annual income
03
Preserving Wealth
You've built $5M+ in liquid assets. The question is no longer whether you'll have enough — it's whether the structure around that wealth is as intelligent as the effort that created it. Estate planning, intergenerational transfer, corporate optimization, and a legacy that outlasts the practice.
$5M+ in liquid investable assets
Our process

The KAIZEN Financial
Planning Process™

A continuous improvement approach to financial planning — designed to evolve with your life rather than sit on a shelf after your first meeting.

01
Awareness
Understand where you are and where you want to go
02
Discovery
Deep financial inventory — assets, liabilities, income, goals
03
Engagement
Build the relationship and establish planning priorities
04
Proposal
Present a comprehensive strategy tailored to your situation
05
Commitment
Align on the plan and formalize the engagement
06
Planning
Implement the strategy across all dimensions of your financial life
07
Delivery
Ongoing review, adaptation, and continuous improvement

"KAIZEN" — Japanese for constant and never-ending improvement. A financial plan that evolves with your life, not one that gathers dust between annual reviews.

Dave Wiitala
Dave Wiitala — Founder, EverNorth Wealth Advisory
Founder & Lead Strategist · EverNorth Wealth Advisory
30+ years of experience
"Some of my clients I've known for nearly a decade. I know their families. I've watched their practices grow and their kids get older. That kind of relationship changes what's possible in a planning conversation — because we're not starting from scratch every time."

Dave Wiitala has spent over 30 years working with incorporated physicians, business owners, lawyers, and other high-earning professionals across Canada. Most of that practice has been built through referrals — one client who trusted the work enough to send someone they genuinely cared about.

Every meeting is prepared specifically for that client. Dave uses AI to study each person's financial picture beforehand — identifying the right questions, the right context, the issues worth raising at that particular moment. The result is a conversation that feels personal, not routine. Clients consistently say they feel heard in a way they haven't experienced elsewhere.

The situations he works with range from the expected — incorporated physicians building toward retirement, business owners managing corporate wealth — to the specific: a long-term employee navigating a layoff after 30 years, a professional going through a significant life transition, a family whose net worth has grown substantially and needs a plan that reflects that. Whatever the situation, the process is the same: understand it fully, build a plan around it, and stay with it.

Experience
30+ years in practice
Specialization
Incorporated professionals
Platform
KAIZEN™ · CANi Syndicate

If you were referred
by someone you trust —
that's enough to start.

30 minutes. No preparation needed. Dave will ask about your situation and give you an honest read on whether the fit is right. The people in this practice tend to know each other — that context matters.

Book a consultation
Or reach us directly:
service@evernorthwealth.ca  ·  (888) 425-7757